Begin forwarded message: sn <=iv style="margin-top:0px;mar in-ri ht:0 x•rnar in-bottom:0 rmargin-left=px">From:"Atla=, Andrew <mailto » Subject: Royal Ba=k of Scotland 7.64% Fixed-to-Float Pfd Date: November 9, 2015 at 4:03=19 PM EST To: =/s an>"Richard Kahn &=t; Rich, <mailto }.. EFTA_R1_015971