0 AS OUR INVEST CHARGES PLEASE AVOID DUPLICATION. PLEASE QUOTE OUR REFERENCE NUMBER, IN ALL FUTURE CORRESPONDENCE RELATING TO THIS CASE. REGARDS,DEEPAK RAMOiANDANI PAYMENT INVESTIGATIONS CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0044248 CONFIDENTIAL SDNY_GM_00190432 EFTA01357607