of Registration Statement 27 13. FURTHER INSTRUMENTS 27 14. REPRESENTATIONS, WARRANTIES, COVENANTS AND UNDERSTANDINGS OF THE MEMBERS 27 15. BANK HOLDING COMPANY REGULATORY COMPLIANCE 27 15.1 Non-Voting Interests 27 15.2 Withdrawals of Non-Permitted Interests 27 16. CONFIDENTIALITY 28 16.1 Confidentiality 28 16.2 Con

of an additional Capital Contribution, if any, are incorporated herein by reference and made a part hereof as if originally contained herein. 15. BANK HOLDING COMPANY REGULATORY COMPLIANCE 15.1 Non-Voting Interests. The Members acknowledge and agree that the Interests held by the Members do not have voting rights. Notwithstanding the

of Registration Statement 27 13. FURTHER INSTRUMENTS 27 14. REPRESENTATIONS, WARRANTIES, COVENANTS AND UNDERSTANDINGS OF THE MEMBERS 27 15. BANK HOLDING COMPANY REGULATORY COMPLIANCE 27 15.1 Non-Voting Interests 27 15.2 Withdrawals of Non-Permitted Interests 27 16. CONFIDENTIALITY 28 16.1 Confidentiality 28 16.2 Con