share of Fixed-to-Floating Rate Non-Cumula=ive Preferred Stock, Series J Size:<=p> Expected Ratings:=/u> Format: $ Benchmark Ba3 / BB / BB (Moody's / S&P / Fitch)<=> SEC Registered Maturity:<=u> Perpetual Price Guidance:</=> 5.75% area to, but excluding, July 15, 2020 and thereaft=r at a floating