with most gaining 5-7% last 3 EFTA_R1_00106340 EFTA01784774 month. On a year-to-d=te basis, Value factors on average (+6.9%) are still short of the benc=mark's 9.4% return. Foreign Exposure also enjoyed an upsurge, gaining 6.3%=in July Credit Research: Credit Market Strategist: Hans Mikkelsen one key deve