mation on the form — • Ok to pay / Not Ok to pay, • Charge / Waive OD fee decision, and • Reason on how and when the OD will be covered. From: Komal Shahan' Sent: Wednesday, February 24, 2016 12:43 PM To: Stewart Oldfield • Paul Morris Cc: Jj Litchford; Subject: FW: OD REFERRALS ( 02-23-2016 ) arc [I

use only Komal, This account has fraudulent transactions and was supposed to be closed last week. I am looking into why it was not closed. From: Komal Shahan' Sent: Monday, March 21, 2016 10:29 AM To: Litchford• Melinda Ro Cc: ; Kathryn 3 Stanfield Subject: Account Overdraft for 8 days- ACTION REQUIR