t; Nathan C. Zipperian, Shepherd, Finkelman, Miller & Shah, LLP, Ft. Lauderdale, Florida. For Defendants-Appellees: KENNETH M. KLIEBARD [*.2] (with Gregory T. Fouts, on the brief), Morgan Lewis & Bockius LLP, Chicago, Illinois. JUDGES: Before: JACOBS and LYNCH, Circuit Judges, CROTTY, District Judge.' 1 Judge