com> Sent: Friday, November 14, 2014 4:24 PM To: Richard Joslin Subject: Re: self initiated transfers tying up is not approval of each, i want leons sign =ff, and why and what has circumvneted the procedures? On Fri, Nov 14, 2014 a= 11:26 AM, Richard Joslin > wrote: Early in 2014, Rich 0 =nd myself put