ng your emal address to American Express will enable you to receive special offers, suited to your needs. EFTA01726800 DUPLICATE COPY Pt cd Acceell Numbs' Cknirg DX XX)O(4OCOCM. 01/16/05 Page 3 of 6 Finance Charges Billing days this period: 32 Average Daly Daily Actual ANNUAL Nominal ANNUAL Pe