QUENCY FEE ASSESSMENT MIN PAYMENT NOT RECEIVED BY DUE DATE Amount 35.00 11/14/04 Periodic FINANCE CHARGE 31.02 Total of Now Activity 66.02 * Sean fdd m Ma penal** Wow, deiach and tetra *A your parnert 4 Payment Coupon GERMANT W MD 20876-5960 Mail Payment to: Payment Due Date: 12/09/04 Total