meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726931 DUPLICATE COPY Ptepaged Fog JEFFREY E EPSTEIN PCCOunl Nuritet SingDele XXXX-XX3Ca4-31005 05/29/05 Page 7 of 8 EOWL HOUSING LENDER unicefe Request Your FREE Financial Work