ed on 60,000 SME WIR =embers (WIR Bank, 2011) out of 297,692 SMEs censored in 2005 in =witzerland (OFS, 2005). [7] <x-msg://5/#_ftnref7> WIR Bank, "Benefice de la banque WIR en =ausse a 11,9 millions," Wir Bank press release, March 11, 2011, =ccessed August 18, 2011, http://www.wir.ch/index.cfm?CBD9201A3DBB11D6B9950001020761