era=ist papers etc. too much in the weeds. avera=e joe. not sure what he concluded =div class="gmail_quote">On Wed, Aug 22, 2018 at 3:17 PM, Starr, Ken «mailto > wrote: Wise counsel. Thx! Sent from my iPhone On Aug 22, 2018, at 1:49 PM, jeffrey E. <[email protected] <mailto:jeevacation@g=ail.com» wro