RTER LLP, Washington, D.C., for Appellees. ON BRIEF: Armand Derfner, D. Peters Wilborn, Jr., DERFNER, ALTMAN & WILBORN. Charleston, South Carolina; Ann K. Wiggins, WIGGINS, CHILDS, QUINN & PANTAZIS LLC, Birmingham, Alabama, for Appellants. Cary A. Farris, John K. Linker, J. Shannon Gatlin, ALANIZ SCHRAEDER LI