99% Russell 3000 2.75% 9.90% MSC I - Europe, Australia & Far East -1.45% -2.42% Barclays Capital U.S. Aggregate Bond Index 0.98% 5.12% Your Nnondol Advisor SCOTT STACK MANLYLE CASRIEL 212-821.7000/800-308-3140 • Cash and money balances may include available cash balances. UBS Bank USA deposit