party banks, and provides tease to insurance and annuity prodxts issued by astriated thidafarty mutatea:mates through Max*. agency subsidiaries of LGSFirircal Smiths Inc. — hmuneire insurance, and amuty ;maxis. - Not FDC muted • No bank guarantee. May lose vela — WA Pesone Management Account. Business Seriroes Acco