Y TO ALL DEBIT CARD TRANSACTIONS IN FOREIGN CURRENCY.THE FEE WILL BE APPLIED TO THE CONVERTED AMOUNT IN US DOLLARS. CONFIDENTIAL SDNY GM 00014723 micommasz000Lanzrawmonrsoololoco,;!.1_ CONFIDENTIAL FirstBankPRO01886 EFTA 00125366 EFTA01269969 THIS FORM IS PROVIDED TO HELP YOU BAL ANGE YOUR STATEMENT TE> VERWY YOUR EHECKBOOR