the risk that the securities will perform poorly. By investing in the securities, you assume the risk that () the Final Level of at least one of the Underlyings will be less than its Knock-In Level and (ii) a Coupon Barrier Event occurs with respect to at least one of the Underlyings during one or more Obse

RLYINGS- The securities are linked to the individual performance of each Underlying. As such, the securities will perform poorly if only one of the Underlyings performs poorly. For example, if one Underlying appreciates from its Initial Level to its Final Level, but the Final Level of the Lowest Performing

nsiderations An investment in the securities involves significant risks. Investing in the securities is not equivalent to investing directly in the Underlyings. These risks are explained in more detail in the "Risk Factors" section of any accompanying product supplement. • YOU MAY RECEIVE LESS THAN THE PRI

fixed interest payments. The number of contingent coupons you receive over the term of the securities, if any, will depend on the performance of the Underlyings during the term of the securities and the number of Coupon Barrier Events that occur. If a Coupon Barrier Event has occurred during any Observation

e influenced by factors that impact the value of fixed income securities and options in general, such as: the expected and actual volatility of the Underlyings; the expected and actual correlation, if any, between the Underlyings; the time to maturity of the securities; the dividend rate on the equity sec

ve voting rights or rights to receive cash dividends or other distributions or other rights with respect to the equity securities that comprise the Underlyings. • THE U.S. FEDERAL TAX CONSEQUENCES OF AN INVESTMENT IN THE SECURITIES ARE UNCLEAR— There is no direct legal authority regarding the proper U.S.

0% since there is little time left to expiry and the time decay is significant. Realized dispersion is —9.41% given the following spot references: Underlyings EFTA01399966 Spots .HSCE 9,886.39 .N225 19,628.76 .SPX 2,081.58 .STOXX50E 3,346.93 EEM.P 33.79 Thank you, Vahe Vahe Stepanian Assist

el of the Lowest Performing Underlying has decreased from its Initial Level to its Final Level. You will not participate in any appreciation in the Underlyings. You should consider carefully whether the securities are suitable to your investment goals. Any payment on the securities is subject to our ability

Historical Information The following graphs set forth the historical performance of the Underlyings based on the closing level of each Underlying from January 2, 2013 through October 9, 2018. We obtained the historical information below from Bloomb

: Credit Suisse AG ("Credit Suisse"), acting through its London branch The securities are linked to the performance of the lowest performing of the Underlyings set forth in the table below. For more information on the Underlyings, see "The Reference Indices—The S&P Dow Jones Indices— The S&P 5000 Index," "T