ctive capital return to come 18% 16% 14% 12% 10% (0.4%) 3.3% ■ (1.7%) -4.516/6.0% (2.5%) 8% 6% dividend yield in 19F_/20E 4% 2% 0% 3O17 CET1 Net change, capital ratio 4O17-2018E Source: Deutsche Bank ests. company data. 2018E CET1 Earnings, captial ratio 2019-2020E Note: based on adj tota