=uesday, December 18, 2012 8:27 AM To: McCaffrey, Carlyn Su=ject: Re: <=o:p> I thought that=each child could have the other three as benef , not debra &nbs.; , can you send another co-vel letter I cannot locate t=e first either On Tue, Dec 18, 201= at 9:22 AM, McCaffrey, Carlyn < <mailto > wrote: =