ubject to market risk and potential loss of principal but is subject to the risk of the failure of one or more of the depository institutions (each, a "Program Bank," collectively, "Program Banks") that participate in the IDP. In the unlikely event that a Program Bank fails, deposits at the bank are eligible for

ubject to market risk and potential loss of principal but is subject to the risk of the failure of one or more of the depository institutions (each, a "Program Bank," collectively, "Program Banks") that participate in the IDP. In the unlikely event that a Program Bank fails, deposits at the bank are eligible for

ubject to market risk and potential loss of principal but is subject to the risk of the failure of one or more of the depository institutions (each, a "Program Bank," collectively, "Program Banks") that participate in the IDP. In the unlikely event that a Program Bank fails, deposits at the bank are eligible for