25, 2013 9:03 AM To: Barrett, Paul S; Nelson, Justin D; Weissend, Renee E; Dubov, Anastasia X; Ens, Amanda; Giuffrida, David J; Gilbride, Regan E; Chiarulli, Joy; PB Credit Risk Management; JPMS Credit; Sylvester, Michael Subject: IMMEDIATE AC I ION REQUIRED - REG-T - HOUSE CALL W/IMBEDDED FED CALL cc