mae with estimated tent of f 5.9m pa. 2) Dependent on business dew:Asgard 3) Toter 1T-related savings of f 30.4m between 2011E and 2015E Source: BHF Management to EFTA_R1_02059777 EFTA02698755 ...with a simplified IT architecture Overview of key parts of the project Expected savings per annum (steady