St. Thomas, USVI 00802 Account #: ID: DATE: 01/24/2012 20:51:00 Page 3 of 6 DID: CSID: INDEX1 INDEX2: JEFFREY E. EPSTEIN Memorandum To: Janet, JP Morgt From: llarry Beller Date: January 24, 2'012 Re: Jeffrey Epstein Account 4 *********************************************************************4