site listed above. You have a credit balance. so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above If after 6 months the credit balance is 51.00 or more. we will refund the credit within 30 days. I N Previous points balance

te listed above. 0 You have a credit balance, so n0 payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. I N Previous points balance

sate listed above. You have a credit telance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more. we will refund the credit within 30 days. Previous points balance • 1

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is 51.00 or more, we will refund the credit within 30 days. I N Previous points balance

sate listed above. You have a credit telance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more. we will refund the credit within 30 days. I N Previous points balance

sate listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. I N Previous points balance

ite listed above. 0 You have a credit balance, so no payment is requWed. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. I N Previous points balance

and grace periods. You have a credit balance. so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. It after 6 months the credit balance is S1.00 or more. we will refund the credit within 30 days 1 Previous points balance 63

and grace periods. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. It after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days Previous points balance 4. 2X

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

site listed above. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. INK CASH(SM) POINT SUMMARY

and grace periods. You have a credit balance, so no payment is required. You may make charges against the credit or request a refund by contacting Cardmember Service at the address above. If after 6 months the credit balance is $1.00 or more, we will refund the credit within 30 days. 1 '#*+/!%'+$2!+3.'.-##!+" P

TO THE ORDER OF GHISLAINE MA L Cardmember Service JPMORGAN PRIVATE BANK NEWARK, DE 1.2/21O Thirty-Six and 65/100 2032 9/22/2009 s "36.65 Cardmember Service PO Box 790408 St Louis, MD 63179-0408 DOLLARS 4 1458 EFTA01663330 2033 PAY TO THE ORDER OF GHISLAINE MAXWELL HM4 Fitness One Thousand