ent at 201.352-1699 a toll-free at 800.354-9103, 8:00 A.M. to ROO P.M ET Monday though Friday. or in writi-g to LBS Financial Services Ix., Client Relatian Department P.O. Box 766 Union City, el 07087. • All statements shall be deemed complete and accuse 4 not objected to is writing within 60 drys. • For TTY se