nk receives fees for sen•ices front the JPMorgan Funds but waives account fees with respect to the funds so held. "fiduciary Shares' means shares of JP/sIorgon Select Funds and Institutional Sham of the JPMorgan Bond Fund II. 'Morgan Short-Term Bond Fund II. JPMorgan Intermediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank t