le on our website upon the completion of this offering. Our Code of Ethics and Business Conduct is a "code of ethics," as defined in Item 406(b) of Regulation S-K. We will make any legally required disclosures regarding amendments to. or waivers of, provisions of our code of ethics on our website. 98 httriAnn

d that each of Mr. Olson. Ms. Miller. and Mr. Nevels qualifies as an "audit committee financial expert" as such term is defined in Item 407(d)(5) of Regulation S-K. The purpose of the Audit Committee will be to assist our Board in fulfilling its oversight responsibilities with respect to the quality and integri

vernance. Furthermore. our manager has determined that Ms. Richards is an 'audit committee financial expert' within the meaning of Item 407(d)(5) of Regulation S-K. Our audit committee has a charter which is available at the Investor Relations section of our Internet website at www.agm.com. Conflicts Committee