20 I. Hon- 29 . 1- 2 -r-1 r• "2. • atas too t3 Certificate for the Purchase of IPOs of Equity Securities (Individual/Joint/Non-Institutional Account Holders) Customer Representation J.P. Morgan Paps 1 al 3 • II the repenentaUens set forth in Vil• Cliftfrade ate true end seconder. eelnplet• al lettiO