ANOSINdf 09 'Morgan awe Baal N A 2006 345 Poet Amax. New York, NY 10154 1002 Account Number Asset Account Pair/AO FINANCIAL TRUST COMPANY INC Sepiember 01 21306 • September 30, 2006 Equity Research Ratings J Pmorgan Private Bank Page 7 au Independent, Ward piny research is mailable foi IR months