next statement. To avoid these fees, speak to your i adding funds to your account(s) or linking additional accounts. We value your relationship with JPMorgan Payola Bank and thank you for your banking business. Page 6 of 28 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00008009 SDNY_GM

next statement. To avoid these fees, speak to your i adding funds to your account(s) or linking additional accounts. We value your relationship with JPMorgan Payola Bank and thank you for your banking business. Page 6 of 30 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00008063 SDNY_GM