& Wealth Management) in 1978 Mr. Pollack earned his B.A. and M.A. in economics from the State University of New York at Albany. He is a member of the Municipal Analysts Group of New York, the National Municipal Analysts Society and the Downtown Economist's Association. He can be reached at or emailed at 11 CONFIDENTIAL - PURSUANT

& Wealth Management) in 1978. Mr. Pollack earned his B.A. and M.A. in economics from the State University of New York at Albany. He is a member of the Municipal Analysts Group of New York, the National Municipal Analysts Society and the Downtown Economist's Association. He can be reached at Deutsche Asset 15 CONFIDENTIAL - PURSUAN