rward this to Kenny Mallek in Credit. Thank You' Janet Yourg Janet E. Young I vice President I Private Bark 11.P. Morgan l NMI.S ID a 832072 • 500 Stanton Chrstiana Road, Newark OF 19713 F.888-731.66071 Alternate contact: Gina Magfiocco I T F: 888.731.6607 To ensure a prompt response, please direct your reply to