C DATE C912M12 167 DO Pe I CO 2 MD 5567316607 CS IFDEX1 INDEX2. Financial Trust Company, Inc 6100 Red Hook Quarter, B3 St. Thomas, USVI 00802 To: Paul Baffett JPMorgan Prwate Bank From: Financial Trust Company, roc Jefliey L Epstein, President/ Date: Septrmtrr I 2. 2012' Re: tanb Morgan &vaunt Accoun