document for complete details on the restrictions for participating in the offers. Ing Grocp N.V. (the Company), invites holders of the outstanding Trust Preferred Securities and Perpetual Debt Securities listed in the table in the Offer to Purchase (collectively, the Securities), upon the terns and subject to the condit

bject to the conditions set forth in the Offer to Purchace and in the accompanying Letter of Transmittal, to tender any and all of the outstanding Trust Preferred Securities and Perpetual Debt Securities (such invitations lo tender collectively, the Offers: mill each, :in OlTrr). The tender offer considerat:on for each