ank receives fees for :melees from the JPMorgan Funds but waives account flies with respect to the funds so held. 'fiduciary Shares' means shares of JPMorgan Select Funds and Institutional Sham of the WM/span Bond Fund II. 'Morgan Short-Tenn Bond Fund II. JPMorgan Intermediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank to

ank receives fees for services from the JPMorgan Funds but waives account Uses with respect to the funds so held. 'fiduciary Shares' means shares of JPMorgan Select Funds and Institutional Sham of the WM/upon Bond Fund II. JPMorgan Short-Tam Bond Fund II. JPMorgan Intermediate Bond Fund II. and 3Morgan Large Cap Equity Fund held in Bank tou