38:00 Page 1 of 2 DID: CSID: INDEX1: INDEX2: JEFFREY E. EPSTEIN Memorandum To: Janet, JP Morgan, From: Harry Beller Date: October 22, 2012 Re: Jeffreillis Account M**************************************VC Please wire Thirty Nine Thousand Four Hundred Fifty Five Dollars & 00/100 ($39,455.00) from the