ternational card accounts on file reflect bankcard and retail accounts outside the United States and Canada as of the end of the periods presented. Global Financial Solutions Segment revenue grew 8% in 2014 compared to 2013 led by our North America and EMEA regions. North America revenue growth was driven by a $34 million increas

ional card accounts on file reflect total bankcard and retail accounts outside the United States and Canada as of the end of the periods presented. Global Financial Solutions Segment revenue decreased 1% during the six months ended June 30, 2015 compared to the same period in 2014 as growth from new business in our North America

from existing clients. International card accounts on file increased in 2013 compared to 2012 due to new accounts in India and the United Kingdom. Global Financial Solutions Segment EBffDA increased significantly in 2014 compared to 2013 due to the impact of the revenue items noted above as well as decreased operating expenses a