ated. In the last three years, we have acquired six commerce-focused technology start-ups: Clover, Pest, Gyfi, SpreeCommerce, Easy Way Ordering, and Transaction Wireless: we now employ nearly 200 employees in Silicon Valley and Silicon Alley; and we have partnered with some of the world's leading technology companies

ions, such as our STAR Network. our debit card processing solutions, our stored value network solutions, such as Money Network, ValueLink,Gyfi, and Transaction Wireless, and our security and fraud solutions, such as Trans4rmor and TeleCheck. This segment also supports our other digital strategics, including online a