tandards Institute ("ANSI') data encryption standards and payment network security operating guidelines. In addition, we are required to comply with PCI DSS version 3.0 for our 2015 assessment, and are replacing or enhancing our in-store systems to comply with these standards. Failure to be PCI compliant

ayment card associations and others. In addition, the cost of complying with stricter privacy and information security laws and standards, including PCI DSS version 3.0 and ANSI data encryption standards, could be significant. Termination of the SuperValu transition services agreement or the failure of S