Express Cardmembership section and immediately below the Applicable Law section of your Agreement is changing to "American Express Centurion Bank? Govemina Law In connection with the change of issuer described immediately above, the state law governing the Agreement and your Account will change from th

te a defense available to, or a legal or equitable discharge of. the Grantor, any surety or any guarantor. ARTICLE 8 — MISCELLANEOUS Section 8.1 Govemina Law; Jurisdiction. THIS AGREEMENT IS BEING DEUVERED IN THE STATE OF OHIO. THIS AGREEMENT, INCLUDING ALL MATTERS OF CONSTRUCTION, VALIDITY AND PERFOR