NT PERIOD Watch 23, 2005 - April 22,2005 Interest Rate Information EFFECTIVE DATE RATE BALANCE RAMA 1/212005 0.150000% All COLONIAL BANK NA. MCM3CR FDIC ro:orto?oore 31 I 63 EFTA01701724 NEW ACCOUNT INFORMATION Page I DATE 01/16/2001 ACCOUNT P JEGE INC TITLE OF ACCOUNT JEFFREY P. EPSTEIN