(Deutsche Bank WM) and may utilize the following asset class components: U.S. large cap equity, U.S. small cap equity, Europe equity. Japan equity, Pacific ex-Japan equity, emerging markets equity, municipal bonds, U.S. high-yield bonds, Treasury Inflation Protected Securities, emerging market debt hedge funds,

(Deutsche Bank WM) and may utilize the following asset class components: U.S. large cap equity, U.S. small cap equity, Europe equity. Japan equity, Pacific ex-Japan equity, emerging markets equity, municipal bonds, U.S. high-yield bonds, Treasury Inflation Protected Securities, emerging market debt hedge funds,

h Management (RIC) and may utilize the following asset class components: U.S. large cap equity, U.S. small cap equity, Japan equity, Europe equity, Pacific ex-Japan equity, emerging markets equity, U.S. fixed income, U.S. high-yield bonds, international bonds, emerging market bonds, municipal bonds, Treasury I

h Management (RIC) and may utilize the following asset class components: U.S. large cap equity, U.S. small cap equity, Japan equity, Europe equity, Pacific ex-Japan equity, emerging markets equity, U.S. fixed income, U.S. high-yield bonds, international bonds, emerging market bonds, municipal bonds, Treasury I