2pm*** "*Bernanke's testimony to House Panel released @ 8:30am (delivers testimony @ 10am)*** ***ABT, BAC, BK, GWW, MAT, MTB, NTRS, PNC, STJ, TXT, USB #'s pre-open'"" ***AXP, EBAY, IBM, INTC, KMI, NE, SLM, SNDK, XLNX earnings after close"' • CSX beat on solid quarter (operating ratio improved) despit