/slorgim Select Funds and Institutional Shwa of the Jl'Morgan Bond Fund II. JPMorgan Short-Tam Bond Fund II. JPMorgan Intermediate Bond Fund II. and Worsen Large Cap Equity Fund held in Bank tout aCCOUMS or in discretionary investment management accoaus at the Bank held by ERISA plans or IRAs. "Rebate' means an amount return

hIorgan Select Funds and Institutional Shah of the JPMorgan Bond Fund II. JPMorgan Short-Term Bond Fund II. 1I'Motgan Intermediate Bond Fund II. and Worsen Large Cap Equity Fund held in Bank trust accounts or in discretionary investment manager ent accounts at the Bank held by ERISA plans or IRAs. "Rebate' means an amount re

Whlorgan Select Funds and Institutional Sham of the Jl'Morgan Bond Fund II. JPMorgan Short-Tam Bond Fund II. JPMorgan Intermediate Bond Fund II. and Worsen Large Cap Equity Fund held in Bank bunt accounts or in discretionary investment managanent accomits at the Bank held by ERISA plans or IRAs. "Rebate' means an amount retu