ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS. PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 3 of 4 =R Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00051720 SDNY_GM_00320918 EFTA01523944

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS. PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052319 SDNY_GM_00321517 EFTA01524510

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS. PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052313 SDNY_GM_00321511 EFTA01524504

N, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) VV1LL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00052325 SDNY_GM_00321523 EFTA01524515

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 8 of 10 EFTA01527288 Primary Account: 000000739110438 For the Period 9/1/09 to 9/30/09 Important Information About Your Statement Accoun

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 7 of 8 EFTA01531182 Primary Account: For the Period 9/1/09 to 9/30/09 Important Information About Your Statement Accounts are subject to

H FILE DEBITS ORIGINATED: $0.10 PER ITEM ACH FILE PROCESSING:$20 PER FILE ACH MAINTENANCE PAYROLL VIA SERVICE BUREAU: $45 PER MONTH PLEASE CONTACT YOUR J.P. MORGAN TEAM WITH ANY QUESTIONS Page 6 of 8 EFTA01548624 Primary Account: For the Period 4/1/09 to 4/30/09 Important Information About Your Statement Accou

AVAILABILITY POLICY IN YOUR ACCOUNT RULES AND REGULATIONS, WHICH YOU RECEIVED WHEN YOU OPENED YOUR ACCOUNT. IF YOU HAVE QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 6 of 8 EFTA01548656 Primary Account: For the Period 5/30/09 to 6/30/09 Important Information About Your Statement Accounts are subject t

AVAILABILITY POLICY IN YOUR ACCOUNT RULES AND REGULATIONS, WHICH YOU RECEIVED WHEN YOU OPENED YOUR ACCOUNT. IF YOU HAVE QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 6 of 8 EFTA01548647 Primary Account: For the Period 5/30/09 to 6/30/09 Important Information About Your Statement Accounts are subject t

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 3 of 4 EFTA01575679 Primary Account: For the Period 9/1/09 to 9/30/09 Important Information About Your Statement Accounts are subject to

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 EFTA01576468 Primary Account: For the Period 9/1/09 to 9/30/09 Important Information About Your Statement Accounts are subject to

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 EFTA01576476 Primary Account: For the Period Important Information About Your Statement Accounts are subject to the General Terms

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 4 of 6 EFTA01576484 Primary Account: For the Period 9/1/09 to 9/30/09 Important Information About Your Statement Accounts are subject to

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS. PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 8 of 10 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00004228 SDNY_GM_00273426 EFTA01483061

N, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) VV1LL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 8 of 10 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00004238 SDNY_GM_00273436 EFTA01483071

ON, THE LEGAL PROCESS FEE (CHARGED FOR DELINQUENT ACCOUNTS AND RELATED ISSUES) WILL BE INCREASED TO $125. IF YOU HAVE ANY QUESTIONS. PLEASE CONTACT YOUR J.P. MORGAN TEAM. Page 7 of 8 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00008328 SDNY_GM_00277526 EFTA01486797