comnended by JPMSI (I) A'e not insured by the Federal DwaSeInSaanCe Capaabon a any ante governmental agency (2) Are not deposes a other otegabons d JPSISIS Dank a ?bra? MI cotes (unless omenose ocsootec), and Ye ea Owner/Bed by a the reSpOnSsafey d any Such atMalin Nacos eipidC.Oy stated Otriern,S49 a (3)Iny