in the section of the accompanying Product Supplement titled —Supplemental Plan of Distributiondl we will enter into one or more arrangements with Distributors, which includes SGAS, whereby each Distributor will distribute the Notes. Such distributions may occur on or subsequent to the Issue Date. J.P. M

in the section of the accompanying Product Supplement titled "Supplemental Plan of Distribution," we will enter into one or more arrangements with Distributors, which includes SGAS, whereby each Distributor will distribute the Notes. Such distributions may occur on or subsequent to the Issue Date. J.P. Mor