ascribed to them in the accompanying Pricing Supplement, Product Supplement(s), or Offering Memorandum. HYPOTHETICAL PAYOFF AT MATURITY(3) Final Commodity Value(2) 137.14 126.59 116.04 105.49 94.94 84.39 83.07 82.75 73.84 52.75 0.00 Commodity Performance 30.00% 20.00% 10.00% 0.00% -10.00% -20