e 10% 100% Approximately 53 weeks 105.49 Arithmetic average of the 5 Closing Values of the Reference Commodity on July 25 and July 28-31, 2014 Final Commodity Value / Initial Commodity Value — 1 Cash Settlement Potential Payment at Maturity (per Note) IIIf a Downside Trigger Event HAS NOT occurred, you will receive: $1,000 plus the pr